E-Z Loan Auto Sales
Buffalo: (716) 961-0480
Lockport: (716) 906-8600
Niagara Falls: (716) 402-7700



The truth about pricing!

It is our job to be completely transparent with our customers. You should know everything there is to know about our program before deciding if it’s right for you. Let’s be honest, pricing is one of the most important things to our customers – you want a good, safe vehicle at a fair, affordable price. 


So why don’t we list the prices of our vehicles on our website or Facebook? 

We often are asked that question and we want you to know the answer. The answer is simple and honest. If we simply list the sales price of a vehicle, people might think the only thing they are buying is a vehicle rather than the opportunity to join and benefit from our program. 


For example, we have a vehicle listed for $11,999 and another local dealer has a similar vehicle listed for $10,999.  At first glance, it looks like the other dealer has the better deal. But don’t be fooled. Make sure you ask yourself these very important questions: 

•    What if the other dealer included a short 6 or 12 month warranty from a random warranty company but we included at 24 month/ 24,000 mile warranty? Who really has the better deal? 

•    What if the other dealer only performed a quick oil change and washed the vehicle before going on the lot but our vehicle had $1500+ invested to make sure everything was fixed 100% before the sale? Who really has the better deal?

•    What if the other dealer charged you for diagnosis? On average, diagnosis fees range from $80-$120 before the work even begins! We offer FREE diagnosis for your vehicle concern(s). Who really has the better deal?

•    What if your vehicle needed to be towed and it cost several hundred dollars? We offer free towing on covered warranty repairs. Who really has the better deal?

With everything that we include, it averages out to be thousands of dollars per vehicle. Without having our Loan Specialists explain this to you and answer all of your questions when you call or stop in, you wouldn’t know without reading all the pages of our website. We sell you more than just a vehicle, we sell you an opportunity to join our program and rebuild your life.  

Down payment pricing: 

We also understand that we must offer our customers low down payments. Often times on approved credit, down payments are as low as $500. We will finance your entire car, we only ask that you have enough money to cover the tax, tag, and license fees. Generally, this is a few hundred dollars. If you already have a vehicle that you are looking to trade in, we will assess the vehicle and determine the highest value we can give you for your trade in. 

Remember – we are here to make car buying easy and a great experience for our customers. Please don’t hesitate to stop by and talk with us directly. No matter if you have bad credit or no credit, our Loan Specialists look forward to getting to know you and helping you find a car you will be proud to own. We have hundreds of used cars, vans, trucks, and SUV's across our three convenient locations in Buffalo, Niagara Falls, and Lockport. All inventory is transferable to you, so no matter which location you find the vehicle that is right for you, we will bring it directly to you. That's why we are WNY's number one Buy Here Pay Here auto dealer. 


Questions? Ask us! Fill out our form below and a Loan Specialist will get back to you immediately. 



Contact Information